ChargeSecured runs alongside the checkout you already have. It scores each sale, builds the evidence while the customer is still there, and files the response if a dispute lands.
Context sets the protection level: category, ticket against the median, channel, history. At 65, this steakhouse check steps up to an ID match. Most sales score low and pass through untouched.
Merchant, itemized purchase, price, and terms, shown unmistakably on the terminal or in the checkout before the card is charged.
One tap confirms they authorized the charge and understood what they were buying. The acknowledgement is bound to the card transaction.
Signature and receipt confirmation on large checks. ID match or a photo under posted notice at the high end. Online, 3-D Secure or a one-time passcode. All inside the time the customer is already spending.
Cardholder, purchase, understanding, fulfillment, recipient: linked while the sale happens, not reconstructed from receipts and camera footage afterward.
The record is mapped to the issuer's reason code, packaged, and filed inside the network window. Your team reviews and approves. Issuers decide.
Keep your acquiring relationship. Network and processor fees pass through at cost, and money never moves through ChargeSecured.
Security and data →Terminal software on the register you run, a checkout SDK for the web, or one API call per completed sale.
How it connects →Disputes, payments, customers, payouts, and the fee ledger in one portal. Nobody builds cases by hand.
Walk through a sale →Every band gets the full stack. The band is set at assessment from category, ticket size, dispute rate, and channel.
High-volume retail and low-ticket sales. Disclosure and acknowledgement on every sale; verification only above your threshold.
Retail and high volume →Restaurants and standard industries. Signature and receipt confirmation on large checks; step-up where the score warrants it.
Restaurants and bars →Nightlife, luxury, and high-risk categories. ID match and signature on minimum-spend closes, photo under posted notice, 3-D Secure online.
Nightlife and luxury →Full terms, the band estimator, and the onboarding timeline are on the pricing page.
Charge Secured LLC is not a bank, payment processor, insurer, or law firm. Chargeback outcomes are determined by card issuers and networks. No win rate or recovery is guaranteed.