Company · New York

Built by operators who watched merchants lose money that never should have counted.

Protection at the moment of sale, a record of the transaction while it happens, and the defense filed when a dispute lands.

Schedule a demo Meet the team

Why this exists

The buyer keeps the goods. The bank keeps its customer. The merchant keeps the loss.

We spent years on the merchant side of that chain, in nightlife, hospitality, and high-ticket service businesses where dispute exposure is a daily operating reality. The tools on offer represented disputes after they landed, with whatever evidence the merchant happened to have. Nobody was building the evidence at the moment of sale. ChargeSecured is what we wished existed.

Harrison Moffett and Cortland Coleman

Three people. One thing: giving merchants their money back.

Two operators from the merchant side. One engineer.

Harrison Moffett

Chief Executive Officer

Former Chief Revenue Officer at Speakeasy, the hospitality-commerce platform for high-ticket nightlife and lifestyle venues.

Previously
Speakeasy, Chief Revenue Officer

Cortland Coleman

Chief Operating Officer

Merchant-side experience from private clubs, luxury hospitality, and high-ticket service businesses.

Owns
Merchant partnerships, commercial rollout

Venkata Yenuganti

Chief Technology Officer

Builds the platform: the checkout flows, the evidence engine, and the automated dispute response.

Owns
Engineering, infrastructure, security

What we hold to.

Five rules the product is built on.

Protection must not cost a sale.Every verification step runs inside the time the customer is already spending at checkout.
Evidence is built at the moment of sale.Who authorized, what was bought, what was provided, and who received it, linked to the card transaction as it happens.
We never touch merchant money.Payments settle directly to the merchant. ChargeSecured receives only its disclosed fees.
Our incentives run with yours.We make more when you process more, and less when disputes climb.
Horizontal by design.The same evidence engine works for a $10 charge and a $10,000 charge, in person and online.

What ChargeSecured is not

Not a bank. Not a processor. Not an insurer. Not a law firm.

Not a bank or processor. Funds settle through licensed processors directly to you.
Not an insurer. Issuers and networks decide disputes.
Not a law firm. Nothing we publish is legal advice.
Not a representment vendor. Those start after the dispute lands. ChargeSecured starts at the sale.

Work with us, or come build this.

Partners

ISOs, resellers, processors, advisors

Bring merchant protection to the portfolios you already serve, layered on their existing processing and priced by risk band.

Become a partner →

Careers

Opportunities

Operators who have sat on the merchant side of a dispute, and engineers who build systems that have to be right the first time.

See open roles →

Where

New York, NYCharge Secured LLC, New York, New York.

Merchants

Schedule a demoA walkthrough against your own checkout and dispute volume.

Press and investors

Contact the teamThrough the contact form. We reply within one business day.

Protect the payment. Document the value. Automate the defense.

Schedule a demo See the flow demonstration

Charge Secured LLC is not a bank, payment processor, insurer, or law firm. Chargeback outcomes are determined by card issuers and networks. No win rate or recovery is guaranteed.